GROW YOUR MONEY, YOUR WORLD YOUR POSSIBILITIES

Save, spend, borrow, manage, and invest your money – all in one place.

How Wio is switching up the game

Say hello to 2024 with 5.5%* interest p.a.

Grow your money effortlessly with the best interest rates in town. Earn up to 5.5%* p.a. on your AED savings in Fixed Saving Spaces. Earn 5%* p.a. on AED savings and 4.25%* p.a. on USD savings in Saving Spaces.

*T&Cs apply.

Travel smart with your Wio card

Save 3.5% on fees on global card spends. The Wio card automatically selects the currency from your USD, EUR, or GBP accounts; saving you money on fees other banks would charge.

Earn 1% cashback

Earn rewards on your Wio card spends. Receive your cashback automatically every month.

Send money globally, at attractive rates

Ultra fast, ultra easy. Enjoy secure international money transfers to over 100 countries, at highly attractive exchange rates.

Start investing with only US$1

Access thousands of stocks, ETFs, and fractional shares in the same app, and fund and trade seamlessly.

Simplified credit at low interest

Enjoy up to 60 days without interest every time you pay us back in full! Make your credit payments on time with our smart reminders and auto-debit feature.

Say hello to 2024 with 5.5%* interest p.a.

Grow your money effortlessly with the best interest rates in town. Earn up to 5.5%* p.a. on your AED savings in Fixed Saving Spaces. Earn 5%* p.a. on AED savings and 4.25%* p.a. on USD savings in Saving Spaces.

*T&Cs apply.

SAY HELLO
TO 5.5%* INTEREST P.A.

Grow your money in 3 easy steps:

  1. Download the Wio Personal app & sign up for the ‘Plus’ plan
  2. Move money into your Wio Personal bank account
  3. Go to Hub , select ‘Save’ to create Fixed Saving Spaces or Saving Spaces, and add money to them.

Now sit back and watch your money grow!

Learn more

*T&Cs apply

CHANCE TO MEET
AP DHILLON

COCA-COLA ARENA
FEB 29

Enjoy an exclusive experience presented by Wio:

  • Grand Prize:Meet & Greet with AP Dhillon
  • Weekly Prizes:Concert Tickets & Merchandise
  • Campaign Period:From 24-Jan to 18-Feb 2024
Click here for T&Cs
New to Wio Personal?
Click here for T&Cs
Wio Personal user?

Save more, spend smartly, see everything, and take back control of your financial life.

Banking made easy

Open an account digitally, in minutes

Simply download our app and you can open a full bank plus investing account from your phone – anytime, anywhere. No queues, no branches, no paperwork! All you need is an Emirates ID.

Save with Wio

Make space for your dreams with Saving Spaces

Be it putting away money for a trip, your dream car, or a safer future, we offer two ways to save for your goals – Fixed Saving Spaces and Saving Spaces. With Wio Personal ‘Plus’ plan, get up to 5.5%* p.a. on your AED savings and 4.25%* p.a. on USD savings.

*T&Cs apply

Invest with Wio

Growing your wealth made simple

Invest safely and instantly in 2,000+ UAE and US stocks, fractional shares, ETFs and more. Start building your wealth and unlock a future of infinite opportunities

Stocks and ETFs are offered by Wio Securities LLC.

Say goodbye to boring banking

Simple, fair & transparent pricing

We go beyond the competition - way beyond.

Everyday banking

Monthly fee

AED 49/month or FREE if you keep a total amount of at least AED 35,000 across your Wio accounts every month. You can check your total amount in your dashboard: main account, savings and investments.

Account closure fee

Free

Cheque returned fee

AED 78.75 per cheque

Understand how this works

This Price plan is effective from 1st August 2023.

Open an account today

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Wio Bank PJSC © 2023 All rights reserved.Your Bank, Wio Bank PJSC, is regulated by the Central Bank of the UAE.Your Broker, Wio Securities LLC, is approved by the UAE Securities and Commodities Authority for dealing in securities as a trading broker in the international markets (License No: 20200000072).