GROW YOUR MONEY, YOUR WORLD YOUR POSSIBILITIES

Save, spend, borrow, manage, and invest your money – all in one place.

How Wio is switching up the game

Earn 6%* interest p.a.

Put your money to work in 2023!
Earn 6% interest p.a. on savings up to AED 5 million, 4% p.a. on savings above AED 5 million, and 2% p.a. on your USD savings.

*T&Cs apply.

Travel smart with your Wio card

Save 3.5% on fees on global card spends. The Wio card automatically selects the currency from your USD, EUR, or GBP accounts; saving you money on fees other banks would charge.

Earn 1% cashback

Earn rewards on your Wio card spends. Receive your cashback automatically every month.

Send money globally, at attractive rates

Ultra fast, ultra easy. Enjoy secure international money transfers to over 100 countries, at highly attractive exchange rates.

Start investing with only US$1

Access thousands of stocks, ETFs, and fractional shares in the same app, and fund and trade seamlessly.

Simplified credit at low interest

Enjoy up to 60 days without interest every time you pay us back in full! Make your credit payments on time with our smart reminders and auto-debit feature.

Earn 6%* interest p.a.

Put your money to work in 2023!
Earn 6% interest p.a. on savings up to AED 5 million, 4% p.a. on savings above AED 5 million, and 2% p.a. on your USD savings.

*T&Cs apply.

SAY HELLO
TO 6% INTEREST P.A.

Grow your money in 3 easy steps:

Download the Wio Personal app & sign up for the ‘Plus’ plan
Move money into your Wio Personal bank account
Go to Hub , select ‘Save’ to create a Saving Space, & add money to it

Now sit back and watch your money grow!

Learn more

*Promotional offer valid till 31st December 2023 | T&Cs apply

Save more, spend smartly, see everything, and take back control of your financial life.

Banking made easy

Open an account digitally, in minutes

Simply download our app and you can open a full bank plus investing account from your phone – anytime, anywhere. No queues, no branches, no paperwork! All you need is an Emirates ID.

Save with Wio

Achieve your goals with Saving Spaces

Fuel your dreams – be it a trip, a home, or a safer future. Saving Spaces will help you make these happen effortlessly. Our treat for 2023 - with Wio Personal ‘Plus’ plan, you can reach your goals faster than ever by earning 6%* interest p.a. on savings up to AED 5 million.

*T&Cs apply

Invest with Wio

Growing your wealth made simple

Invest safely in 1,500+ stocks, fractional shares, ETFs, IPOs and more instantly– with as little as US$1. Start building your wealth – with commission-free trading – and unlock a future of infinite opportunities.

Stocks and ETFs are offered by Wio Securities LLC. IPO subscription is offered by Wio Bank PJSC.

Say goodbye to boring banking

Simple, fair & transparent pricing

We go beyond the competition - way beyond.

Everyday banking

Monthly fee

AED 49/month or FREE if you keep a total amount of at least AED 35,000 across your Wio accounts every month. You can check your total amount in your dashboard: main account, savings and investments.

Account closure fee

Free

Cheque returned fee

AED 78.75 per cheque

Understand how this works

Interest on savings

To earn interest, sign up to Wio Personal ‘Plus’ Plan and create Saving Spaces. Earn 6% p.a. on Saving Spaces for the first AED 5,000,000 and 4% p.a. on any additional funds.
For example, if you have AED 6 million in your Saving Spaces, you’ll earn 6% interest p.a. for the first AED 5 million and 4% interest p.a. on the additional AED 1 million.
These interest rates are valid until December 31, 2023. The interest is calculated daily and credited monthly on the first day of each month.

Monthly account fees

Cashback

Correspondent banking fees

Earn up to AED 2,500 per month on card spends. Spends on government fees, utilities & quasi cash are excluded from cashback.

Payment Currency	I will pay for all fees	Account Currency
		AED	USD	EUR	GBP
	USD	63	15.75	15.75	15.75
	EUR	63	15.75	15.75	15.75
	GBP	63	15.75	15.75	15.75
	SAR	27	8	8	8
	INR	0	0	0	0
	AED	USD, EUR, GBP
USD	63	15.75
EUR	63	15.75
GBP	63	15.75
SAR	27	8
INR	0	0

If you share the fees, you will pay for the Wio charges and the beneficiary will pay for the correspondent banking fees listed below.
All USD, EUR, GBP transactions above a value of 1,000 will be charged a correspondent banking fee of 25 (of the respective currency) and transactions below a value of 1,000 will have no correspondent banking fees.For SAR transactions, a correspondent banking fee of SAR 25 will apply.
There may be additional correspondent bank fees applied by the beneficiary’s bank. All related correspondent banking fees will be deducted from the transfer amount and the beneficiary will receive an amount net off all charges.

This Price plan is effective from 1st August 2023.

Open an account today

GROW YOUR MONEY, YOUR WORLD YOUR POSSIBILITIES

How Wio is switching up the game

Earn 6%* interest p.a.

Travel smart with your Wio card

Earn 1% cashback

Send money globally, at attractive rates

Start investing with only US$1

Simplified credit at low interest

Earn 6%* interest p.a.

SAY HELLO TO 6% INTEREST P.A.

Save more, spend smartly, see everything, and take back control of your financial life.

Open an account digitally, in minutes

Achieve your goals with Saving Spaces

Growing your wealth made simple

Say goodbye to boring banking

Simple, fair & transparent pricing

Everyday banking

Monthly fee

Account closure fee

Cheque returned fee

Understand how this works

Download personal

SAY HELLO
TO 6% INTEREST P.A.

Download
personal