GROW YOUR MONEY, YOUR WORLD YOUR POSSIBILITIES

Save, spend, borrow, manage, and invest your money – all in one place.

How Wio is switching up the game

Say hello to 5.5%* interest p.a.

Grow your money effortlessly with the best interest rates in town. Earn up to 5.5%* p.a. on your AED savings in Fixed Saving Spaces. Earn 5%* p.a. on AED savings and 4.25%* p.a. on USD savings in Saving Spaces.

*T&Cs apply.

Travel smart with your Wio card

Save 3.5% on fees on global card spends. The Wio card automatically selects the currency from your USD, EUR, or GBP accounts; saving you money on fees other banks would charge.

Easy Credit with 2% Cashback

Enjoy credit up to 60 days without interest and 2% cashback up to 2500 AED/month. Easy application, no paperwork, no hassles!

Send money globally, at attractive rates

Ultra fast, ultra easy. Enjoy secure international money transfers to over 100 countries, at highly attractive exchange rates.

Start investing with only US$1

Access thousands of stocks, ETFs, and fractional shares in the same app, and fund and trade seamlessly.

One card for debit and credit

Easily toggle between debit and credit when you need it. Make every transaction count, with 1% cashback on debit and 2% on credit spends. 

Say hello to 5.5%* interest p.a.

Grow your money effortlessly with the best interest rates in town. Earn up to 5.5%* p.a. on your AED savings in Fixed Saving Spaces. Earn 5%* p.a. on AED savings and 4.25%* p.a. on USD savings in Saving Spaces.

*T&Cs apply.

RETHINK REWARDS.

Now, turn your Cashback into stocks!

The companies displayed above are for illustration purposes only. Wio ‘Invest’ offers access to a wide range of stocks.

Save more, spend smartly, see everything, and take back control of your financial life.

Banking made easy

Open an account digitally, in minutes

Simply download our app and you can open a full bank plus investing account from your phone – anytime, anywhere. No queues, no branches, no paperwork! All you need is an Emirates ID.

Save with Wio

Make space for your dreams with Saving Spaces

Be it putting away money for a trip, your dream car, or a safer future, we offer two ways to save for your goals – Fixed Saving Spaces and Saving Spaces. With Wio Personal ‘Plus’ plan, get up to 5.5%* p.a. on your AED savings and 4.25%* p.a. on USD savings.

*T&Cs apply

Invest with Wio

Growing your wealth made simple

Invest safely and instantly in 2,000+ UAE and US stocks, fractional shares, ETFs and more. Start building your wealth and unlock a future of infinite opportunities

Stocks and ETFs are offered by Wio Securities LLC.

Say goodbye to boring banking

Which plan is right for you? 

Everyday banking

Monthly fee

AED 25/month or FREE if you keep a total amount of at least AED 3,000 across your Wio accounts every month. You can check your total amount in your dashboard: main account, savings and investments.

Account closure fee

Free

Cheque returned fee

AED 78.75 per cheque

Rewards

Interest on AED Saving Spaces

X

Cashback on card spends

X

Cards

Physical card fee

Free (AED 26.25 for replacement)

Virtual card fee

Free

Foreign exchange transaction fee*

2%
*All non-AED transactions paid from your AED account including online merchants

Transfers & Exchange

Multi-currency accounts

Free (USD, GBP, EUR)

Local transfer fee

Free

Swift International Transfer fee

Free

Correspondent banking international transfer fees

Learn more here

International transfers (foreign exchange rate)

Standard

Withdrawals

Cash withdrawal (UAE, FAB ATM)

Free

Cash withdrawal (UAE, non-FAB ATMs)

AED 2.1 per transaction

Cash withdrawals (GCC ATMs)

AED 6.30

Cash withdrawal (outside UAE)

AED 21 per transaction

Statements & Others

Digital account statements

Free

Paper statements

AED 26.25 for each 3 month account statement

Account closure letter

AED 52.5

Balance / Account confirmation letter

AED 52.5

No liability letter

AED 52.5

Liability letter

AED 52.5

Everyday banking

Monthly fee

AED 25/month or FREE if you keep a total amount of at least AED 3,000 across your Wio accounts every month. You can check your total amount in your dashboard: main account, savings and investments.

Account closure fee

Free

Cheque returned fee

AED 78.75 per cheque

Understand how this works

This Price plan is effective from 1st August 2023.

Open an account today

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