TURN YOUR IDEA INTO AN EMPIRE
Seize growth opportunities, simplify operations
and save smarter—all from one powerful platform.
Here's why SMEs love Wio
Opening an account faster than fast
Apply online today—get started in just 3 working days, no minimum balance, and 24/7 customer support for your business.
Your business ideas deserve credit
Get up to AED 250,000 in credit, use it interest-free for 60 days, and earn 2% cashback—all approved online in 3 working days.
Cash when
you need it
Convert your credit into cash with no heavy charges, just daily fees from AED 1.50—flexible and perfect for short-term needs.
Your fast pass to global markets
Get up to 3 free accounts in USD, GBP, EUR, and AED instantly online. Plus, fast transfers and the best FX rates—guaranteed AED to USD at 3.763.
Take the hassle out of the hustle
Create and share virtual cards for every project, instantly send invoices, pay your team on time with WPS for free, and sync effortlessly with Zoho Books, Fiskl, or Wafeq.
You work overtime, so should your money
Save smarter and earn up to 4% p.a. with Savings Spaces. Flexible terms, no minimum deposit, and access your funds anytime—without heavy penalties.
*T&Cs apply.
Your business deserves more than one way to grow
We’ve got financing for every business need:
*T&Cs apply.
No matter the size or stage of your business,
Wio Business is built for you.
Say hello to the future of business banking
Get perfect-fit plans to supercharge your business
Our account plans are designed to give your business everything it needs to grow
Beyond banking
Multi-user account access
2 users free
(AED 26.25 per additional user per month)
Salary payments (WPS)
1 file free per month (AED 31.50 per additional file)
Invoicing (AED)
Free
Stripe payments
Free sign-up (Stripe fees apply)
Cards & payments
Wio Card
Free (replacement for AED 26.25)
Virtual cards
Free
Wio Business Credit:
Roll over interest: 3.45% per month
Late fee: 199 AED (incl. VAT)
Quick Cash:
1.5 AED per 1,000 AED per day
Late fee: 199 AED (incl. VAT)
International transaction fee*
2%
*All transactions (AED and non-AED) originating outside the UAE (including online merchants)
Multi-currency accounts
Free (USD)
Local transfers
Free
Swift international transfers
AED 52.50
Correspondent banking international transfer fees
Wise international transfers
Wise fees apply
Cash & cheques
Cash withdrawals & deposits (FAB ATMs)
Free
Cash withdrawals (Other UAE ATMs)
AED 2.10
Cash withdrawals (GCC ATMs)
AED 6.30
International cash withdrawals
AED 21
Cash deposits (Lulu Exchange)
AED 10.50
Cheque book
One free (AED 10.50 for 10 leaves & AED 26.25 for 25 leaves)
Returned cheque
AED 105
Stop cheque
AED 52.50
Cheque copy
AED 10.50 per copy
Statements & Others
Audit confirmation letter
AED 105
Account closure letter
AED 105
Balance / Account confirmation letter
AED 105
Signature confirmation letter
AED 105
Liability Letter / No Liability Letter
AED 105
Paper statement
AED 26.25 for each 3 month account statement
Expired trade license fee
AED 210 per month (two months after expiration)
Rewards
Interest on Saving Spaces
X
Understand how this works
Terms & conditions
Monthly account fees
Correspondent banking fees
This Price plan is effective from 14th February 2023.
Are you eligible to open a Wio Business account?