POWERING YOUR BUSINESS AMBITIONS
AND GROWTH

Everything you need to build, run, and scale
your business—all in one intelligent platform.

Why >50,000 SMEs in the UAE trust Wio?

Banking
made easy

Fast and digital business account opening. No line, no paperwork, and no minimum balance. 24/7 customer support.

Simplified credit at low interest

Apply for Wio Business Credit and get a decision within three (3) business days. Grow your business with borrowed money, while enjoying up to 60 days without any interest!   

Get paid on time,
everytime

Create, send, and track invoices easily. Enjoy smart solutions like automated invoicing, instant payment links, and point-of-sale (POS) machines.

Scale and save on global payments

Get free multi-currency accounts (AED, USD, EUR, GBP)! Plus, enjoy no minimum balance and a guaranteed FX rate of 3.673 on AED to USD transfers.

Enable spending
with built-in controls

Provide physical and virtual cards to your employees for pre-approved spends. Set spending limits. Track spending actuals against budgets in real time.

Put your spare
cash to work

Earn up to 3%* interest per annum on your AED savings with the Wio Business ‘Grow’ plan.

*T&Cs apply.

Banking
made easy

Fast and digital business account opening. No line, no paperwork, and no minimum balance. 24/7 customer support.

GET 100% CASHBACK ON UTAP SUBSCRIPTION FEES!*

Process your payments smoothly and securely with uTap by e&. Select from options such as mobile app-based payments, POS terminals, and eCommerce payment links.

Complete AED 15,000 worth of transactions in a month and get 100% cashback on your monthly uTap subscription fees!*

Apply for your preferred uTap solution through the Wio Business app. Go to the ‘Wio Assistant’ section on the homepage.

*T&Cs apply.

No matter the size or stage of your business,
Wio Business is built for you.

Banking made simple

Easy, fast, and always online

Simply download our Wio Business app to apply for a full bank account from your phone – anytime, anywhere. Manage your account and all your business transactions on the go – with 24/7 mobile and web access.

Manage your expense

Empower your team, without losing control

From expenses to business payments, spend securely with our physical and virtual debit cards. Create unlimited virtual cards instantly for you and your team to spend online or in-store. Set spending limits, lock or terminate cards, and determine how your team members can spend. Plus, get real-time visibility on all transactions!   

Track your invoices

Simplified invoicing, quicker payments

Get your invoices paid easily and securely! Prepare and send invoices with Stripe payment links and get notified immediately when they are paid. 

Say hello to the future of business banking

Get perfect-fit plans to supercharge your business 

Our account plans are designed to give your business everything it needs to grow

Beyond banking

Multi-user account access

2 users free
(AED 26.25 per additional user per month)

Salary payments (WPS)

1 file free per month (AED 31.50 per additional file)

Invoicing (AED)

Free

Stripe payments

Free sign-up (Stripe fees apply)

Cards & payments

Wio Card

Free (replacement for AED 26.25)

Virtual cards

Free

International transaction fee*

2%
*All transactions (AED and non-AED) originating outside the UAE (including online merchants)

Multi-currency accounts

Free (USD)

Local transfers

Free

Swift international transfers

AED 52.50

Correspondent banking international transfer fees

Learn more here

Wise international transfers

Wise fees apply

Cash & cheques

Cash withdrawals & deposits (FAB ATMs)

Free

Cash withdrawals (Other UAE ATMs)

AED 2.10

Cash withdrawals (GCC ATMs)

AED 6.30

International cash withdrawals

AED 21

Cash deposits (Lulu Exchange)

AED 10.50

Cheque book

One free (AED 10.50 for 10 leaves & AED 26.25 for 25 leaves)

Returned cheque

AED 105

Stop cheque

AED 52.50

Cheque copy

AED 10.50 per copy

Statements & Others

Audit confirmation letter

AED 105

Account closure letter

AED 105

Balance / Account confirmation letter

AED 105

Signature confirmation letter

AED 105

No liability letter

AED 105

Paper statement

AED 26.25 for each 3 month account statement

Expired trade license fee

AED 210 per month (two months after expiration)

Rewards

Interest on Saving Spaces

X

Beyond banking

Multi-user account access

2 users free
(AED 26.25 per additional user per month)

Salary payments (WPS)

1 file free per month (AED 31.50 per additional file)

Invoicing (AED)

Free

Stripe payments

Free sign-up (Stripe fees apply)

Understand how this works

This Price plan is effective from 14th February 2023.

Are you eligible to open a Wio Business account?

Business types we support

Freelancers with a freelancer permit issued by a licensing authority.
Businesses with joint authorisation to open and operate a bank account for their company.
Sole proprietors or individuals with sole authorisation to open and operate a bank account for their company.
Open an account today

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