POWERING YOUR BUSINESS AMBITIONS
AND GROWTH
Everything you need to build, run, and scale
your business—all in one intelligent platform.
Why >50,000 SMEs in the UAE trust Wio?
Banking
made easy
Fast and digital business account opening. No line, no paperwork, and no minimum balance. 24/7 customer support.
Simplified credit at low interest
Apply for Wio Business Credit and get a decision within three (3) business days. Grow your business with borrowed money, while enjoying up to 60 days without any interest!
Get paid on time,
everytime
Create, send, and track invoices easily. Enjoy smart solutions like automated invoicing, instant payment links, and point-of-sale (POS) machines.
Scale and save on global payments
Get free multi-currency accounts (AED, USD, EUR, GBP)! Plus, enjoy no minimum balance and a guaranteed FX rate of 3.673 on AED to USD transfers.
Enable spending
with built-in controls
Provide physical and virtual cards to your employees for pre-approved spends. Set spending limits. Track spending actuals against budgets in real time.
Put your spare
cash to work
Earn up to 3%* interest per annum on your AED savings with the Wio Business ‘Grow’ plan.
*T&Cs apply.
GET 100% CASHBACK ON UTAP SUBSCRIPTION FEES!*
Process your payments smoothly and securely with uTap by e&. Select from options such as mobile app-based payments, POS terminals, and eCommerce payment links.
Complete AED 15,000 worth of transactions in a month and get 100% cashback on your monthly uTap subscription fees!*
Apply for your preferred uTap solution through the Wio Business app. Go to the ‘Wio Assistant’ section on the homepage.
*T&Cs apply.
No matter the size or stage of your business,
Wio Business is built for you.
Say hello to the future of business banking
Get perfect-fit plans to supercharge your business
Our account plans are designed to give your business everything it needs to grow
Beyond banking
Multi-user account access
2 users free
(AED 26.25 per additional user per month)
Salary payments (WPS)
1 file free per month (AED 31.50 per additional file)
Invoicing (AED)
Free
Stripe payments
Free sign-up (Stripe fees apply)
Cards & payments
Wio Card
Free (replacement for AED 26.25)
Virtual cards
Free
International transaction fee*
2%
*All transactions (AED and non-AED) originating outside the UAE (including online merchants)
Multi-currency accounts
Free (USD)
Local transfers
Free
Swift international transfers
AED 52.50
Correspondent banking international transfer fees
Wise international transfers
Wise fees apply
Cash & cheques
Cash withdrawals & deposits (FAB ATMs)
Free
Cash withdrawals (Other UAE ATMs)
AED 2.10
Cash withdrawals (GCC ATMs)
AED 6.30
International cash withdrawals
AED 21
Cash deposits (Lulu Exchange)
AED 10.50
Cheque book
One free (AED 10.50 for 10 leaves & AED 26.25 for 25 leaves)
Returned cheque
AED 105
Stop cheque
AED 52.50
Cheque copy
AED 10.50 per copy
Statements & Others
Audit confirmation letter
AED 105
Account closure letter
AED 105
Balance / Account confirmation letter
AED 105
Signature confirmation letter
AED 105
Liability Letter / No Liability Letter
AED 105
Paper statement
AED 26.25 for each 3 month account statement
Expired trade license fee
AED 210 per month (two months after expiration)
Rewards
Interest on Saving Spaces
X
Beyond banking
Multi-user account access
2 users free
(AED 26.25 per additional user per month)
Salary payments (WPS)
1 file free per month (AED 31.50 per additional file)
Invoicing (AED)
Free
Stripe payments
Free sign-up (Stripe fees apply)
Understand how this works
Terms & conditions
Monthly account fees
Correspondent banking fees
This Price plan is effective from 14th February 2023.
Are you eligible to open a Wio Business account?
Business types we support
Freelancers with a freelancer permit issued by a licensing authority.Businesses with joint authorisation to open and operate a bank account for their company.Sole proprietors or individuals with sole authorisation to open and operate a bank account for their company.
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