Join the bankJoin the bank, Born to back you
Save, spend, borrow, manage and invest, all in one place
Give your money secret superpowers
Open an account digitally, in minutes
Fast, simple, digital. As easy as posting your latest holiday photos.
Tailored to your needs
Banking and investing. Standard or Plus. Create an account now, upgrade anytime.
0 branch visits, 0 paperwork
Download the app and enter your personal details. Your account will be ready in minutes.
All you need is an Emirates ID
We verify your identity with a photo of your ID and a selfie. Security has never been so easy.
Tailored to your needs
0 branch visits, 0 paperwork
All you need is an Emirates ID
EARN UP TO 6% INTEREST PER ANNUM
Save with Fixed or flexible Saving Spaces, and grow your money with different interest rates based on your account plan and goals.
Make space for your dreams
Create your Saving Space, choose a goal and set a deadline.
The best rates in town
With Salary plan, the money will grow without you lifting a finger. Terms & Conditions apply*
6%*
per annum on monthly Fixed Saving Spaces
Transfer your salary to Wio Personal and start shaping your life goals.
Transfer your salary to Wio Personal and and start shaping your life goals.
Your everyday money. Doing more every day.
Do more with your money — and your life. Get 3% interest per annum on your current account and make everyday money go further.
Big plans deserve big returns
Whether it’s your future home, your future self or both, earn 6% interest per annum on Monthly Fixed Saving Spaces and build the life you want.
Take credit for all your wins
Wio Credit - Smart, simple and designed to help you achieve more.
Spend wisely and confidently
We give you the tools to help you make good financial decisions. Remember, knowledge is power.
Spend wisely and confidently
We give you the tools to help you make good financial decisions. Remember, knowledge is power.
- Turn your spending into earning
- Categories for easy budgeting
- Earn cashback on debit and credit spends with Salary and Plus plans
- Turn your spending into earning
- Categories for easy budgeting
- Earn cashback on debit and credit spends with Salary and Plus plans
MOVE MONEY AROUND THE WORLD
Your money always travels swiftly and safely between countries, currencies or people
Attractive foreign exchange rates to send money to over 100+ countries
MUMBAI
ABU DHABI
NYC
No hidden fees or last-minute surprises
Most transfers are free. If there's a fee, you'll see it clearly in the app.
Wio Card: the ultimate two-in-one
Toggle between debit or credit. AED, USD, EUR or GBP. Physical or Virtual. Such a versatile card.
- Pay in local currency when abroad
- Choose credit or debit with a tap
- Get up to 60 interest-free days on credit
- Pay in local currency when abroad
- Choose credit or debit with a tap
- Get up to 60 interest-free days on credit
Want to invest? Start from USD $1
Friendly for beginners. Advanced for experts. Accessible to everyone.
Want to invest? Start from USD $1
Friendly for beginners. Advanced for experts. Accessible to everyone.
- 3000+ US and UAE stocks
- Shares, fractional shares or Exchange-traded funds
- Hands-free wealth portfolios
- Priority access to upcoming Initial Public Offering
- 3000+ US and UAE stocks
- Shares, fractional shares or Exchange-traded funds
- Hands-free wealth portfolios
- Priority access to upcoming Initial Public Offering
Up to 2% cashback on your spends
We turn your spending into earning. Shopping has never been better.
All Wio Card spends
With Wio Personal Salary and Plus plans, everytime you pay, we pay you back. Yes, everytime. Terms & Conditions apply*
2%*
cashback
Cashback that multiplies
Reinvest or save your cashback and watch your money grow.
SIMPLE, CLEAR AND HONEST PRICING
Choose the plan that works for you and change it in the future if you need to.
Standard Plan
- 100% digital banking with no hidden fees
- Free local & international transfers
- Free physical & virtual card
- Free multicurrency account
Plus Plan
- Everything in the Standard plan, and...
- Up to 4.50% per annum on savings spaces
- Up to 2% cashback on card spends
- Enjoy free local money transfers
- +5 other benefits
Salary Plan
- Everything in the Plus plan, and...
- Up to 6%* interest per annum on savings
- 3% interest per annum on current account
- Up to 2%* cashback on credit spends
- Monthly interest rate as low as 2.49% on credit
- Eligibility to apply for personal loan
A dedicated team to ensure your safety
Round-the-clock support ensuring your funds are always secure.
OVER 200,000 people
have already joined Wio
